Gift of Equity in California: Selling Your Home to Your Child Below Market Value
Selling to your child below market value? The discount can count as their down payment. How lenders, the IRS, and Prop 19 treat a gift of equity.
Read the guide →Practical, honest resources for California homeowners and buyers navigating family sales, tenant purchases, and other off-market deals — from a licensed California broker.
Selling to your child below market value? The discount can count as their down payment. How lenders, the IRS, and Prop 19 treat a gift of equity.
Read the guide →Property tax under Prop 19 works the same whether a parent sells, gifts, or leaves the home to a child. Income tax does not. A side-by-side comparison with numbers.
Read the guide →California does not require an agent to sell a home. What still has to get done when the buyer is already found, and what each of your four options costs.
Read the guide →How the parent-child exclusion actually works now, why the primary residence rule catches Marin families, and the filing deadlines that void claims.
Read the guide →Oakland's rent and just cause rules, RECO energy compliance, the sewer lateral certificate, and transfer tax, sequenced so nothing surfaces in week three of escrow.
Read the guide →The role handles the contract and escrow when a buyer and seller have already found each other — and costs a fraction of a full commission.
Read the guide →What changes when your buyer is already your renter — pricing, lease termination, financing timelines, and the disclosures you still owe.
Read the guide →California disclosures still apply when your buyer is family — and a below-market family sale can quietly become a partial gift. What SF sellers need to know.
Read the guide →Every transaction is different. Book a free 20-minute consultation to discuss your specific needs.
Book Your Free Consultation →Prefer email? bennett@fsbotransact.com